Comparison

Kelu vs Intercom Fin

Last reviewed:

Intercom Fin is Intercom's AI agent. It answers in the Intercom Messenger and many other channels, also runs on other helpdesks such as Zendesk, Salesforce and Freshdesk, and costs $0.99 per outcome. Kelu is an AI knowledge assistant on a flat monthly plan: one knowledge base answers tickets in Zendesk, Intercom, Freshdesk, Front and Linear, and also powers a docs widget, Slack and Teams bots, and an MCP server.

Short answer

Choose Intercom Fin if you want an AI agent for customer conversations on many channels (voice, WhatsApp, social, Slack, Teams) with Procedures for multi-step tasks, and per-outcome pricing suits you. Choose Kelu if you want flat pricing and one knowledge base that answers tickets in your helpdesk and also runs your docs widget, Cmd+K search, internal Slack and Teams bots and an MCP server for AI coding tools.

Feature comparison

Intercom Fin details come from Intercom's and fin.ai's own pricing, help center and product pages, listed under the table.

Feature
Kelu
Intercom Fin
Where it answers tickets
Zendesk, Intercom (tickets and Messenger), Freshdesk, Front and Linear, plus Freshchat live chat. Zendesk Messaging is coming soon
Intercom, plus other helpdesks such as Zendesk, Salesforce Service Cloud and Freshdesk. Fin for Sales and Fin for Ecommerce need an Intercom helpdesk plan
Pricing model
Flat monthly: Free ($0, 100 questions), Pro ($99/mo, or $79/mo billed yearly, 1,000 questions), Enterprise custom. Helpdesk automation is on Pro and Enterprise
$0.99 per outcome (a resolution or a handoff from a Procedure). On another helpdesk: $49/month minimum including 50 outcomes, no seats. Intercom helpdesk seats are extra
Predictability at scale
Included quotas per plan, no overage fees. Owners and admins are emailed at 50, 80, 90, 95 and 100% of the monthly limit
The bill grows with the number of outcomes each month
Drafts for agents
Draft only mode leaves confident answers as private notes. In Zendesk, a sidebar drafts on request
Copilot in the Intercom inbox: 10 free conversations per agent each month, unlimited for $29 per agent/month billed annually ($35 monthly)
Testing before go-live
Simulations replay up to 100 of your most recent resolved tickets, next to the reply your agent sent. Nothing is posted
Batch tests of up to 50 questions taken from recent conversations, simulations of Procedures, and previews
Citations
Numbered citations on every answer built from your content. When your sources don't cover a question it says so and shows none
Inline source links in Messenger and email answers; not on social channels or SMS, and not for private sources
Knowledge sources
24 source types: websites, GitHub (docs, code, issues, PRs, discussions), Notion, Confluence, Google Drive, OneDrive, Zendesk Help Center and solved tickets, Jira, Jira Service Management, Linear, Salesforce Knowledge and Cases, Discourse, Stack Overflow, YouTube, OpenAPI, S3, files, curated Q&A
Intercom articles, snippets, PDFs, public websites and past conversations, plus synced content from Zendesk, Confluence, Notion, Guru, Salesforce Knowledge, Box and others
Retrieval
Hybrid: pgvector + full-text, RRF fusion, LLM query rewrite, cross-encoder reranking, abstention
Intercom describes five steps: refine the query, retrieve, rerank with its own fin-cx-reranker model, generate, then validate
Chat channels
Docs widget (floating chat, Cmd+K search, docked sidebar), support form deflector, Slack and Microsoft Teams bots (Pro and Enterprise), REST API
Messenger, email, voice, WhatsApp, SMS, Facebook Messenger, Instagram, Slack and Microsoft Teams; also Zendesk messaging channels
MCP
An MCP server per knowledge base, so Cursor, Claude Desktop, ChatGPT and Windsurf can search and ask it
An Intercom MCP server for workspace data, and a Fin Agent API MCP server that lets other AI agents call Fin
Free tier
Yes: 100 questions/month, no credit card. Pro has a 14-day free trial
No free plan; 14-day free trial

Where Kelu focuses differently

01

Flat pricing instead of per outcome

Fin's per-outcome price is clear, but the bill moves with your volume: a launch or a bad-release week changes it. Kelu is a flat monthly plan with included question quotas, emails as you approach the limit, and no overage fees.

02

One knowledge base, beyond support

Fin is built for customer conversations. Kelu answers tickets too, and the same knowledge base runs your docs widget and Cmd+K search, Slack and Teams bots for your own team, and an MCP server for AI coding tools.

03

Sources from engineering, not only help content

Kelu indexes GitHub repositories, issues and pull requests, OpenAPI specs, Discourse, Stack Overflow and YouTube next to your docs and help center. Intercom's list of Fin sources does not name these.

04

Abstention enforced in code

When your sources don't cover a question, Kelu's abstention gate withholds both the excerpts and the citations, so the answer is "I don't know" rather than a guess. In a ticket, nothing is posted and your escalation tag is added.

Got questions?

Frequently asked questions

Can Kelu replace Intercom Fin?

For answering tickets and Messenger conversations from your knowledge base, yes: Kelu's Support Ticket AI runs inside Intercom, either as private-note drafts or as live replies. If you rely on Fin's Procedures, voice, WhatsApp or social channels, Fin covers ground Kelu does not. Kelu also stops answering a conversation once Fin joins it, so the two can run side by side.

Does Fin only work with Intercom?

No. Intercom sells Fin for other helpdesks too, including Zendesk, Salesforce Service Cloud and Freshdesk, with a $49/month minimum that includes 50 outcomes. Kelu works across Zendesk, Intercom, Freshdesk, Front and Linear on one flat plan.

How does pricing compare?

Fin costs $0.99 per outcome (a resolution or a Procedure handoff), plus Intercom seats if Intercom is your helpdesk. Kelu is flat monthly: Free (100 questions), Pro $99/mo or $79/mo billed yearly (1,000 questions, 5 knowledge bases), Enterprise custom. Kelu counts each answer as one AI question, whether or not it resolves the ticket.

Do I need to move off Intercom to use Kelu?

No. Kelu connects to Intercom with one Connect button, can index your public Intercom help center as a website source, and answers Intercom tickets and Messenger conversations. You keep Intercom.

How can I compare answer quality?

Test both on your own past tickets. Kelu's Simulations replay up to 100 recent resolved tickets and show each answer next to what your agent sent; Fin offers batch tests built from recent conversations. Kelu's retrieval combines vector and full-text search, rewrites the query with an LLM and reranks with a cross-encoder, and an abstention gate stops it answering when your sources don't cover the question.

See for yourself

Connect your docs and get your first AI-powered answer in under 5 minutes. No credit card required.

Free to start · No credit card required · Talk to Sales →